Developing a Plan: The Basis of Successful Investing

Warren E. Buffett offers the following advice on the qualities of a successful investor. Buffett essentially suggests that a successful investor does not need an extraordinarily high IQ, exceptional business acumen, or inside information. To enjoy a lifetime of successful investing, you need a solid decision-making framework and the ability to maintain your emotions.

A successful investment strategy requires a thoughtful plan. Developing a plan is not difficult, but staying with it during times of uncertainty and events that seem to counter you plan’s strategy is often difficult. This tutorial discusses the necessity of establishing a trading plan, what investment options best suit your needs, and the challenges you could encounter if you don’t have a plan.

The benefits of developing a trading plan

You can establish optimal circumstances for experiencing solid investment growth if you stick to your plan despite opposing popular opinion, current trends, or analysts’ forecasts. Develop your investment plan and focus on your long-term goals and objectives.

Maintain focus on your plan

All financial markets can be erratic. It has experienced significant fluctuations in business cycles, inflation, and interest rates, along with economical recessions throughout the past century. The 1990s experienced a surge of growth due to the bull market pushing the Dow Jones industrial average (DIJA) up 300 percent. This economic growth was accompanied by low interest rates and inflation. During this time, an extraordinary number of Internet-based technology firms were created due to the increased popularity of online commerce and other computer-reliant businesses. This growth was rapid and a downturn occurred just as fast. Between 2000 and 2002, the DIJA dropped 38 percent, triggering a massive sell-off of technology stocks which kept indexes in a depressed state well into the middle of 2001. Large-scale corporate accounting scandals contributed to the downturn. Then in the fall of 2001, the United States suffered a catastrophic terrorist attack that sent the nation into a high level of uncertainty and further weakened the strength of the market.

These are the kinds of events that can tax your emotions in terms of your investment strategies. It’s times like these that it is imperative that you have a plan and stick to it. This is when you establish a long-term focus on your objectives. Toward the end of 2002 through 2005, the DJIA rose 44 percent. Investors who let their emotions govern their trading strategies and sold off all their positions missed out on this upturn.

The three deadly sins and how to avoid them

The three emotions that accompany trading are fear, hope, and greed. When prices plunge, fear compels you to sell low without reviewing your position. Under these circumstances, you should revisit the original reasons for your investments and determine if they have changed. For example, you might focus on the short term and immediately sell when the price drops below its intrinsic value. In this case, you could miss out if the price recovers.

An investment strategy that is based on hope might compel you to buy certain stocks based on the hope that a company’s future performance will reflect on their past performance. This is what occurred during the surge of the Internet-based, dot-com companies during the late 1990s. This is where you need to devote your research into a company’s fundamentals and less on their past performance when determining the worth of their stock. Investing primarily on hope could have you ending up with an overvalued stock with more risk of a loss than a gain.

The greed emotion can distort your rationale for certain investments. It can compel you to hold onto a position for too long. If your plan is to hold out a little longer to gain a few percentage points, your position could backfire and result in a loss. Again, in the late 1990s, investors were enjoying double-digit gains on their Internet-company stocks. Instead of scaling back on their investments, many individuals held onto their positions with the hope that the prices would keep going up. Even when the prices were beginning to drop, investors held out hoping that their stocks would rally. Unfortunately, the rally never happened and investors experienced substantial losses.

An effective investment plan requires that you properly manage the three deadly sins of investing.

The key components of an investment plan

Determine your investment objectives

The first component in your investment plan is to determine your investment objectives. The three main categories involved in your objectives are income, growth, and safety.

If your plan is to establish a steady income stream, your objective focuses on the income category. Investors in this category tend to be low-risk and don’t require capital appreciation. They use their investments as an income source.

If your focus is on increasing your portfolio’s value over the long term, your objective is growth-based. In contrast to the income category, investors strive for capital appreciation. Investors in this category tend to be younger and have a longer investment time frame. If this is your preferred category, consider your age, investment expectations, and tolerance to risk.

The final category is safety. Investors who prefer to prevent loss of their principle investment. They want to maintain the current value of their portfolio and avoid risks that are common with stocks and other less secure investments.

Risk tolerance

While the main reason for growing your portfolio is to increase your wealth, you need to consider how much risk you are willing to take. If you struggle with the market’s volatility, your strategy should focus more on the safety or income categories. If you are more resilient to a fluctuating market and can accept some losses, you might favor the growth category. This category has the potential for higher gains. Nevertheless, you need to be honest with yourself and the level of risk you are willing to take as you set up your investment plan.

Asset Allocation

As discussed in the previous sections, part of your investment plan is to determine your risk tolerance and investment objectives. After you establish these components, you can begin to determine how you will allocate the assets in your portfolio and how they will match your goals and risk tolerance. For example, if you are interested in pursuing a growth-oriented category, you could allocate 60 percent in stocks, 15 percent in cash equivalents, and 25 percent in bonds.

Make sure your asset allocation reinforces your objectives and risk tolerance. If your focus is on safety, your objectives need to include safe, fixed-income assets such as money market securities, high-quality corporate securities (with high debt ratings), and government bonds.

If your strategy focuses on an income category, you should focus on fixed-income strategies. Your investments might include bonds with lower ratings that provide higher yields and dividend-paying stocks.

If your focus is on the growth category, your portfolio should focus on common stock, mutual funds, or exchange-traded funds (ETF). With this category, you need to vigilant in managing your portfolio by regularly reviewing your objectives and adjusting them according to your risk tolerance and objectives.

Effective asset allocation helps you establish a guideline for properly diversification of your portfolio. This enables you to work toward your objectives and manage a comfortable amount of risk.

Investment choices

Your trading strategy includes deciding what types of investments to buy and how you will allocate your assets.

Growth

If your strategy is based on growth, you might consider mutual funds or ETFs that have high market-performance potential.

Wealth protection/income generation

If you choose to pursue a wealth protection method, you might choose government bonds or professionally-managed bond funds.

Choosing your own stocks

If you prefer to select your own stocks, establish some rules for how you will enter and exit your positions. You objectives and investment strategies will determine these rules. Whatever approach you use, one trading rule you should establish is to use stop-loss orders as a form of protection against downward price movements. For example, if your investment drops 60 percent, it will need to increase 110 percent in order to break even. You choose the price that you will set the order, but a good rule to follow is to set a stop-loss order at 10 percent below the purchase price for long-term investments and a stop-loss order at 3-to-5 percent for short term trades.

Your strategy might also include investing in professionally-managed products such as mutual funds. These give you access to professional money managers. If you hope to use mutual funds to increase the value of your portfolio, choose growth funds that focus on capital appreciation. If your intent is to pursue an income-oriented approach, choose income-generating avenues such as dividend-paying stocks or bond funds. Make sure your allocation and risk structure align with your diversification and risk tolerance.

Index funds and ETFs

Index funds and ETFs are passively-managed products that have low fees and tax efficiencies (lower than actively-managed funds). These investments could be a good way to manage your asset allocation plan because they are low-cost and well diversified. Essentially, they are baskets of stocks that represent an index, a sector, or a country.

Summary

The most important component in reaching your investment goals is your plan. It helps you establish investment guidelines and a level of protection against loss. It’s important that you develop a plan based on an honest assessment of your investment style, level of risk tolerance, and objectives. You also must avoid letting your emotions influence your investment decisions even during the more discouraging times.
If you are still uncertain about your ability to effectively develop and follow a plan, consider employing the services of an investment advisor. This person’s expertise can help you adhere to a solid plan to meet your investment objectives.

Researching the Pros and Cons of Getting Your Degree Online

Are you considering getting your bachelor’s or master’s or other degree online? It’s a growing field that’s receiving acceptance and approval for all types of career and education goals.

The biggest advantage to online degree education is that it’s a complete college degree program that is delivered via the Internet. All classes, materials, tests and lectures are delivered online. This process allows the student to “attend” class from anywhere at any time that is convenient to them.

According to educators from Cornell University, “the web provides significant new functionality in transmitting information to the student and providing forums for exchange. The web is revolutionizing some areas of study through increased opportunities for learning and alternative formats for information.” (Dwyer, Barbieri, and Doerr, 1995).

One of the ways it has done this is through enhanced student-to-student and faculty-to-student communication. Students and faculty can both benefit from using the communication and assessment tools that are made available via online learning.

The technology also enables students to exercise more flexibility in their approach to education, depending on what best suits their personal learning styles and busy schedules.

In addition, the class material and program is continuously updated for up to the minute, real world application. This allows the student to immediately begin applying their new knowledge to their existing work environment.

There are many different types of programs available. Students can receive a bachelor’s or master’s degree in many areas such as accounting, marketing, human resources, e-business, information technology, nursing and even elementary education.

The typical online program takes three years to complete. A master’s degree program may take up to four years depending on the type of degree sought and the prior education of the student.

Most programs are accredited and they usually accept the transfer of prior credits from other accredited universities. Some of them are also well-known off-line schools such as Duke, Stanford, Jones International, and Capella.

While enrolled, a student typically takes just one class at a time for a five to six week period. This allows the student to concentrate solely on that material before moving on to the next module of information.

The price of an online degree education program is comparable to that of a regular college degree. Plus, many students are eligible for financing in the way of a student loan. Sometimes employer education programs can even reimburse a student’s tuition fees.

Keep in mind though, that you may have to be a little more organized and self-motivated for this type of education and you will have to manage time demands in other areas of your life. Because you normally won’t have set class times, it will be up to you to the time into your schedule. Then again, some programs require that you log on to the Internet at designated times for virtual class sessions.

Another potential disadvantage is that some employers still prefer that their employees have degrees from traditional colleges. However, these views are rapidly changing.

A recent survey of 1,300 graduates and 80 employers asked supervisors to rate the value of the degree earned by their employee compared to a resident school degree in the same field. Sixty-nine percent of the supervisors rated the online degree “just as valuable” or “more valuable” than traditional degrees. This means that one out of three supervisors need to be convinced that an online degree offers the same quality and content as a traditional degree.

Plus, traditional brick and mortar universities who offer online courses often make no separation between their programs and the type of degree awarded. And transcripts do not indicate whether a course was done at a distance or on campus.

Ring Worm

Ringworm, also termed tinea corporis, is an infectious skin disease caused by mold-like fungi called Dermatophytes. This disease usually transmits through direct contact with ringworm-infected animals or with humans by sharing combs, clothing or by touching infected areas. Despite its name, there are no worms involved at any phase of the ringworm process. It used to be believed that a worm caused or was a symptom of ringworm, but now people know better. However, the name stuck.

The common symptoms for ringworms are itching, burning, dryness, or circular flaky rashes on the skin. Though, in the case of animals, the primary symptom is temporary hair loss in affected areas, itching or scratchiness in a specific body part.

A primary cause of ringworm is direct contact with infected animals or humans.

Ringworm is common among pets especially dogs and cats, who carry this disease from contaminated soil, kennels or from rodent burrows.

Ringworm thrives in moist conditions and commonly affects the scalp, toes, feet, thighs and genital area. Prevention requires that these areas be kept dry and clean to avoid infection, and pets should have regular veterinary checkups.

Ringworm is easily curable and there are several treatments available. At the first sign, see your doctor who can prescribe mediation to treat and cure ringworm within 2-3 weeks. Ringworm may not show up right away upon the time of contraction. In other words, it can exist as a contagious disease for a time before it can be detected. So do not blame others if their ringworm shows up before yours; you may have been the carrier in the first place!

What is a Line Cook and the Responsibilities That Come With the Job?

Fire, a term used to get ready to starting an order that the waiter just placed in. The guest have probably been waiting for at least ten minutes from the time that they first sat down at their table, and are now waiting for that meal that the kitchen staff will prepare.

The front line in the kitchen is where most of the food is fired. It is divided and usually consists of a saute section, a broiler, a grill, a deep fryer, a salamander, cold reach-ins or drawers, and hot water wells. One that works on this line, which may consist of 2 to 3 even 4, depending on the size of the restaurant or the menu, are called line cooks. Sometimes the chef likes to get in on the action.

As a line cook you need to be prepared, you need to know the menu, all the different recipes, have all your tools on hand, have all your ingredients in the menu on the line, and of course you need the skills of cooking.

Being mentally prepared, by far, is one of the most important ingredient a line cook should have. One must be able to concentrate on the task at hand over all the hustle and bustle in the kitchen. the chef would be calling out orders, waitstaff are asking all kinds of questions, you maybe working on maybe three or more things at once, and timing is crucial, everyone on the line must be in sync. With all these distractions one must keep his composure. Getting stressed, or angry doesn’t help but it does happen. Waitstaff asking you how much longer, chef telling you to fire one more thing from another order, your saute cook is a little behind, it’s been almost an hour since this chaotic mess started and your wondering when will it end. Temperatures rise on the front line and I don’t mean the burners.

After all is said and done, there are no complaints, no one waiting long for their meal, guests are happy, a few compliments, waitstaff got their tips, line cooks getting ready to clean the line, and making a list of the prep that needs to be done when they return the next day. Everyone gets a pat on the back, job well done. That is the reward and one of the goals of the front line cook.

Guest satisfaction is the priority of the front line cook. The quality of the meal is your number one concern along with presentation. All the ingredients must be fresh, every cook must be on the same page as far as the recipes go, there needs to be consistency making sure that what you cooked today, will taste the same tomorrow or next week. This is what brings in repeat customers, this is what a restaurant focuses on and depends on. The line cook along side the rest of the kitchen staff strive to do this daily. As a line cook you need to take pride in your job, because if you do, that pride will certainly reflect on the meals you prepare.

Marine VHF Radio

Types of VHF sets:

Non-DSC sets

Non-DSC VHF sets on yachts and motorboats will still continue to work, will still be legal to use and certificate holders do not need to do a conversion course until they choose to upgrade. After 2005 Coastguards will cease to monitor Channel 16 in the way that they do now, that is with a dedicated officer on headset watch 24 hours a day, but they will continue to have a loudspeaker watch on channel 16 in the operations room. Increasingly the boat without VHF DSC radio will be at a disadvantage.

A transportable set is an invaluable second radio for use in an emergency when it can be taken into a life raft or used on deck to communicate in a rescue situation. It is useful for safety reasons in a tender when going ashore or in a safety boat when organising dinghy sailing events. A portable set is a good buy for non-boat owners who charter or who go afloat occasionally. They have a limited range but do require licensing and certification. Portable sets with a very limited DSC facility are available. They are intended as an addition to a full VHF DSC set, not as a substitute. Note that the portable set covered by a ship’s radio licence can only be used on the vessel covered by the licence or by its tender(s). It is illegal to use the portable ashore.

VHF DSC radio sets

From 2001 all new non-portable radios sold must be VHF-DSC or be capable of being converted to DSC by the addition of an extra ‘black box’. These are called DSC Controllers. It will provide the digital selective calling (DSC) facility which is the special feature of the new type of set. What this does is to send, on channel 70, a burst of digital signals in a code to ‘call up’ another DSC set. This call can be directed at an individual, using their MMSI, a group of boats or ‘all stations’ in an emergency. Once the link has been established by the digital ‘call’, normal voice   transmission  will be used. The DSC is essentially a new method of establishing communications, more reliably than was possible before. The digital signals are of high radio quality and rapid, the alert taking just 0.5 seconds. It can be used in both routine and distress situations.

There are different classes of controller with varying levels of capability for use in different types of vessel.

The Class D controller is the one designed for use with VHF on yachts and motorboats who make passages within VHF range of the coast. Fitting one of these is not compulsory on private boats. On small boats used at sea commercially, sea school boats for example, it may become a requirement. This will be to the great advantage of their students who will be able to see the sets in use and appreciate their advantages.

Other controllers for VHF DSC are available to meet the requirements of ships. These include Class A and B Controllers, which have enhanced capabilities.

What is the range of the set?

Those sailing across an ocean, or even the Bay of Biscay, need radios that transmit over vast distances. Licensing arrangements are different too.

The range of  transmission  of VHF radio telephones is limited by a number of factors. The height of the aerial is very significant as the propagation of the radio waves is only slightly more than ‘line of sight’. This includes the aerial height of both the transmitting and the receiving station.

When talking from yacht to yacht expect a range of 10 to l5 miles with aerials fitted at the tops of the masts. Those commonly fitted to yachts are known as ‘unity gain’ aerials. They are made of thin wire and often have wind instruments attached. They are recommended because, although the range is not as good as the taller rigid aerials used on motorboats, they cope better with the heeling effect often experienced on yachts! The better range of a ‘high gain’ motor cruiser aerial is only achieved if it is mounted vertically.

It should be possible to talk to a Coastguard station from 30 to 40 miles offshore because of the height of their aerial.

Transmitting range is also affected by the transmitting power of the set. The maximum power allowed is 25 watts. There is also a low power setting, which reduces the transmitting power to 1 watt. This should be used for all short range routine communications. You might think that it is always a good idea to broadcast your signal as far as possible. This it not so. Remember that each channel can only be used for one  transmission  at a time. Powerful signals cause more inference to other radio users. If you are calling another craft nearby or a marina, use low power. Try to use low power for all routine communications. The use of low power does not change the receiving range of the set.

A portable VHF set has yet another type of aerial. This is flexible and will operate at a wider range of angles. The low aerial height and a maximum power output of 5 watts reduces the range of  transmission  of these sets. Between portable radios the range can be up to 5 miles, increasing to 10 miles to a Coastguard station, if there is no land in the way! Remember, with portable radios there is always the risk that the battery will go flat.

The information about ranges of  transmissions  is for average conditions and good circumstances. Ranges can be influenced by:

o Atmospheric conditions, especially high pressure, can increase the range and cause interference from distant stations.

o Land. Boats operating near land may have poor reception with signals being blocked by hills or buildings.

o Incorrect installation of the aerial, or damage to the coaxial cable connecting the aerial to the set, can give poor reception.

o The proximity of other electronic equipment can cause interference.

For these reasons it is best to have the fitting done, or at least checked, by a professional electronics engineer.

A portable radio has a range of 5 miles to another portable, 10 miles to a Coastguard Station.

All distress calls should be transmitted on high power.

Many yachts carry emergency VHF aerials in case of dismasting, which is a very good idea, but failure of the electrical supply is a more frequent problem! The emergency aerial has a plug attached to connect it to the back of the set. For maximum range, situate the aerial as high as possible, but realistically expect a greatly reduced range. When the mast is lost, many people are surprised to hear the radio apparently still working. This is because the co-axial cable is acting as an aerial over a short range, but transmitting without an aerial will damage the set permanently.

A portable radio could be useful under these circumstances!

Robbins Madanes Coaching Review: The Truth About Strategic Intervention

Q: Is the Robbins Madanes Coaching program legit?

Can it really help folks become empowered – change their lives for the better AND learn to help other people by sharing their gifts with the world to boot?

And who is the ideal audience, client or customer for Robbins Madanes strategic coaching? Is it only for coaches and consultants and people who are working with others in the world, or can it help ordinary folks who want to accomplish extraordinary things?

In this short article we are going to take a quick and insightful look at this unique blend of cutting edge psychology, self improvement and personal development techniques, as well as some BIG picture “spiritual” stuff that I truly believe may be the secret key to living a life you love. (even if you don’t believe in much right now)

First – let’s take a quick look at the absolute basics about the program, and the personalities involved.

The truth is, unless you’ve been living under a rock, you are certainly familiar with Anthony Robbins, widely looked at as the worlds premier “motivational speaker” and late night infomercial maven… but who for years has fashioned himself as a change agent, peak performance coach and strategic interventionist for the masses.

So what is the Robbins Madanes Strategic Intervention training program?

Very simple. It’s a year long program that promises to not only transform the lives of those participating in the learning process of BECOMING a life coach and strategic interventionist (or simply learning the skills to improve your existing business, relationships and conflicts) but it is also a hybrid program that includes many hours of film study and review, weekly phone calls with world renowned author and SI family therapist, Cloe Madanes and Mark Peysha, who runs the nuts and bolts of the program and coach support.

Big disclaimer here:

1 – While I know someone very well who is participating in the program right now and getting great value and life changing benefits, I’m NOT currently enrolled in the program.

2 – I HAVE however, bought and watched many of the DVD’s and films that come with this program (live interventions with Tony Robbins and narrated by Chloe Madanes that are transformative and transfixing to watch, EVEN if you bore quickly watching personal development style stuff) and have participated in much of the pre-enrollment tele-classes and calls, and I’m very impressed.

3- Having a long personal background in studying Zen and Big Mind Meditation, along with voice dialogue and indirect negotiation therapy ( a core piece of the magic behind many of Robbins incredible interventions) I can honestly say, this is some of the very best material for folks who want to radically improve their lives in record time… while having an avalanche of “A-HA” moments to boot.

If you are a coach, or consultant, and are intimately involved in the human change movement… and truly want to facilitate great breakthroughs in your clients, this is the sort of stuff that is SO far outside of the typical cookie cutter stuff that’s out there, that on this basis alone, it’s incredibly enlightening.

More importantly though, at least for me, this training inspires ALL of us that change is possible at any age, and that you don’t need to be stuck in any limiting pattern, or series of beliefs… for ONE moment longer than you want.

That in of itself is an amazing and enlightening idea, and watching these interventions live, with real people in a real world setting, inspires ALL of us to know that our best days MAY be ahead of us, regardless of how much pain we may feel, or how many problems we face today!

Myths About MRSA Infections

MRSA Myth #1: Methicillin Resistant Staph Aureus is a new Problem

This is simply not true. MRSA has been it a problem in the hospital environment for years. Microbial resistance first showed up shortly after the introduction of penicillin into mass use. The medical community has had a problem with resistant bacteria for a long time and it has known about it. Every hospital in the US has an Infection Control Coordinator whose job it is to monitor infection rates in these institutions. The MRSA antibiotic susceptibility rates (along with those of other known super bugs) are monitored with incredible accuracy because the hospital must know when an antibiotic isn’t working. It is important for an hospital to know when their antibiotic formulary choices are no longer effective.

MRSA Myth #2: MRSA Infections are not Deadly

If not identified quickly and treated appropriately, death from MRSA infection is a real possibility. It is important to have culture and susceptibility testing on the wound to be sure the antibiotic regimen is appropriate. This test procedure takes about 48-72 hours. This testing will identify what type of organism is causing the infection and determine the appropriate course of antibiotic treatment. The worst treatment is the antibiotic treatment that will not work. It is a terrible costly waste of precious time and money.

MRSA Myth #3: MRSA is Transmitted by person-to-person contact.

Yes, this is one mechanism of   transmission  from patient to patient, and as it may be the primary means acquiring a MRSA infection, this fact underscores the need for diligent hand washing by anyone in contact with hospital patients. What is not often addressed is that MRSA can also be contracted from equipment used in the hospital and also from the environment.

MRSA Myth #4: MRSA is the only Resistant organism

Not true! Methicillin resistant staph aureus is the organism that has gotten the recent press coverage, but there are a number of other multiply-resistant microorganisms out there. For instance, the organism that causes TB has developed resistance which is well documented. Beyond these, there are a number of other super bugs we should all be concerned about.

MRSA Myth #5: MRSA Infections are limited to Humans

Believe it or not, MRSA can infect animals, too. In addition to person-to-person  transmission , MRSA infections can also be transmitted from person-to-animal. MRSA infections have been found in dogs and cats and other animals. The presence of MRSA in animals is manifested in the same way as human infection. We should be concerned about the health and safety of our pets, too.

The Basic Principles of Preventing Infection

Basic Infection Control refers to measures designed to prevent the spread of infections or potentially infectious microorganisms to health personnel, clients and visitor. Various infection control measures are used to decrease the risk of transmission of microorganisms in hospitals.

Principles of Basic Infection Control

1. Microorganism move through space on air currents. Avoid shaking or tossing linens as these motions create currents on which these microorganisms can be transported. All isolation room doors should be closed to stop air currents.

2. Microorganisms are transferred from one surface to another whenever objects touch. When a clean item touches a less clean item, it becomes “dirty” because microorganisms are transferred to it. Keep your hands away from your hair and face. Keep linens away from your uniform. Always keep clean items separated from dirty ones, any object dropped to the floor is considered dirty.

3. Microorganisms are released into the air on droplet nuclei, whenever a person breathes or speaks. Coughing and sneezing dramatically increases the number of microorganisms released from the mouth and nose. Cover mouth when coughing and sneezing. Wash hands thoroughly.

4. Microorganisms are transferred by gravity when one item is held above another. Avoid passing dirty items over clean items or areas because it is possible for the microorganisms to drop off into a clean item or area. When storing items in a bedside stand, place a clean items on upper shelves and potentially dirty items such as bedpans on lower shelves.

5. Microorganisms move slowly on dry surfaces but very quickly through moisture. Use dry paper towel when you turn off faucets. Dry both basin before placing on bed side for storage.

6. Proper hand washing removes many of the microorganisms that would be transferred by the hands from one item to another.

Universal Precaution

1. Wear clean examination gloves for listed body fluids: Blood, semen, vaginal secretions, CSF, synovial fluid, pleural fluid, pericardial fluid, amniotic fluid, etc.

2. Wash hands:

  • a. Immediately after contact with body substances containing blood
  • b. Between patient care
  • c. Immediately after gloves are removed.

3. Wear masks and protective eyewear when appropriate.

4. Wear moisture-proof apron when appropriate.

5. Wear utility (household rubber) gloves appropriately

6. Dispose of equipment and secretions properly

7. Wear sterile gloves appropriately

8. Handle specimens of blood and listed body fluids appropriately

9. Handle soiled linens correctly:

a. Hold linen away from uniform

b. Do not shake or toss linen

c. Transport linen contaminated with blood or bloody fluids in leakage resistant proof bags.

The Parent’s Responsibility in Sex Education

Parents ought to be the first source of sex education for their children. Don’t think that because children can learn about human sexuality in school, your responsibility to teach them about sex has been removed. Especially now that there is confusion as to how to teach human sexuality in school, the parents must be ready to assume the role to educate their children in everything they need to know to understand their sexuality.

Who’s better to teach about morality and the ramification of sex and sexuality to your children than you their parents? Often times, the school only teaches about the anatomy of human sexuality and the issue of morality and the taboos related to sex are often placed on the sidelines. This is where you should come in – teach your children their moral obligation when it comes to sex.

Sex education does not involve only teaching the children about the anatomy of the human reproductive organ. It’s much more than that. Sex education also involves teaching the children their moral obligation towards the opposite sex. Even more so for teenagers, you need to teach them their moral obligation towards their boyfriends or their girlfriends for that matter.

More so if your teenagers are already sexually active. You have an obligation to open their eyes about the possible ramification of their action. Your son could get a girl pregnant or your daughter can become pregnant if they are practicing sex at a very young age. They should understand the implications of their actions.

Another very important aspect of sex education you should teach your children is the issue on sexually transmitted diseases. If they are already sexually active, they must understand that they can contract disease by sleeping around with many partners, or even from their very first sexual encounter

Sex education is always a difficult topic to discuss with your children at home. But this is yet another role of parents that they cannot escape from.

Japan’s Big Three’s Models Named Best Deals

Car buyers are always in the lookout for the car offering the best value for their money. Different firms have been guiding prospective car buyers on how to choose the vehicle the suits their needs best. From performance to fuel economy to safety, all bases should be covered in choosing a vehicle.

IntelliChoice, one of the leading sources of pertinent information to car buyers, recently announced their “Best Deals” list. The list contains what the online outfit thinks is the best vehicle in different classes. For the month of April, IntelliChoice announced their “Best Deals” and this has been done coinciding with the ongoing New York International Auto Show (NYIAS) in the Big Apple.

This month’s list includes several models from Japan’s three biggest car manufacturers. These vehicles are seen as the measuring stick for future production vehicles unveiled and showcased at the New York Auto Show. James Bell, the publisher of IntelliChoice.com, has this to say with regards to the list and the vehicles showcased at the event: “Even more than recent auto shows, the New York show offered a look at some very compelling future competition to many of the mainstays on our monthly ‘Best Deals’ list.”

The Honda Civic hybrid is rated as the best deal for the Compact Car over $16,000 class by IntelliChoice.com. For the Compact Car under $16,000 class, the best deal is touted to be the Honda Civic DX with an automatic transmission.

Aside from these two models, another Honda produced vehicle was named as a best deal in its class – the Honda Civic Si. The said model is named as the best deal in the Base Sport Car class. The Honda Odyssey is once again named as the best deal for the Minivan class. The Honda Odyssey has been dominating that class in recent history but will face strong competition in the form of the Ford Flex recently unveiled at the New York International Auto Show.

A Nissan model is also named as one of the best deals for the month of April. The Nissan Frontier King Cab XE 2WD with a manual transmission is named as the best deal for the Compact Pickup Truck 2WD class. The King Cab is the first crew cab body style compact pickup truck in North America and since its inception in the U.S. auto market has been popular among car buyers. With its trademark dependability, the Nissan Frontier is not a surprise choice as the best deal for its class. Its high performance construction and components such as the Nissan spark plug wires are one of the reasons why the Frontier sits at the top of its class.

Toyota, the surging Japanese car manufacturer, also landed several of its models at the “Best Deals” list. The popular Toyota Prius is named as the best deal for the Midsize Car under $21,000 while the Prius Touring is named as the best deal for the Midsize Car over $21,000 class.

For the Large Car class, IntelliChoice picked the Toyota Avalon Touring as the best deal for consumers. The Toyota Highlander Hybrid with a third row seating and 2WD configuration is named as the best deal for the Midsize Crossover class. The Toyota Matrix Standard with manual transmission is also named as the best deal for the Small Wagon class.

For the Compact Pickup Truck 4WD class, IntelliChoice picked the Toyota Tacoma Regular Cab 4WD as the best deal. The Toyota Tundra Regular Cab V6 2WD Short Bed is named as the best deal for the Full-Size Pickup Truck 2WD 1/2 Ton class.